I have tinnitus and can hear to around 10K Hz. I don't enjoy loud music anymore although volumes at which you can talk over is ok.. There is a high pitched overtone hiss to any loudly amplified guitar tones or even acoustic guitar strummed heavily. My Wife's voice bothers me as well (at any volume, no remedy for that) Low volumes do not bother me. Is this worthy of a visit to a Doctor or is it old age knocking at my door. I wear hearing protection while using loud tools(guitars excluded). I wear earplugs as well because wind and road noise on an extended drive bothers me as well.