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I had the good luck to attend a fraud seminar one year along with my boss. It would surprise a lot of people how simple credit card fraud is.

One of the guest speakers had been arrested for credit card and cheque fraud a number of times. All the ways he gained access to the information were incredibly easy and simple. Like paying his friend, who worked at a gas station, $20 per credit slip. It's that easy.

Most times it isn't even a hacked system, it's an employee who feels he isn't paid enough or is under-appreciated.

I wouldn't even bother trying to hack a system. I would simply set up a dummy on-line e-commerce site and have people send me their info willingly.

Honestly though, I wouldn't really do that. Really. I swear.
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