Visa/Scotiabank has my back, I won't have to pay for the charges. It's only $300 so it could have been much worst.Gilliangirl said:OMG! Do you have to pay for the charges? Hope not. This is my biggest fear. That whole identity theft thing is becoming a big problem here in Canada, too. Will they be able to catch the guy?
That's exactly how they do it. They can skim the card by either:Lester B. Flat said:I assume the thieves must have card blanks that they can write the card number to because unlike credit cards that you can phone in the number and expiry date, debit cards have to be swiped and the PIN entered. Or am I wrong?:confused-smiley-010
nine said:That's exactly how they do it. They can skim the card by either:
1. Having someone on the inside that swipes it through the skimmer while you're not paying attention.
2. Compromising the actual unit you're putting your card into.
3. By attaching the skimming unit over top of where you'd put your card in the bank machine.
Yeah, that's what I meant by #1. Instead of trying to do it covertly like I had mentioned, they could be bold and do it right in front of you and come up with some "Oh, this stupid machine sucks..." line.torndownunit said:I have heard one sign to watch out for is if they are doing multiple swipes with your card.
J S Moore said:One of the guest speakers had been arrested for credit card and cheque fraud a number of times. All the ways he gained access to the information were incredibly easy and simple. Like paying his friend, who worked at a gas station, $20 per credit slip. It's that easy.
Pirated software? Viruses and no firewalls on the computers? Sorry, but that wasn't a legitimate company. If it was, they were doing some very illegal things.kat_ said:This past summer I was working for a small magazine. This is a totally legitimate business, that regularly takes credit card numbers over the phone and online for subscriptions and advertising. They had about 10 computers in the office, all running pirated copies of windows. Because of this they couldn't get the windows security updates. They also didn't have any anti-virus software on the computers. It took me about a day and a half on each computer to clean it up to where I would even feel safe logging into email from it. They each had between 200 and 400 viruses that I cleaned up. Who knows what I may have missed. Any of those viruses could have collected credit card numbers, names, addresses, phone numbers, etc, of every subscriber and advertiser the magazine dealt with. Even dealing with legitimate companies isn't safe if those companies are run by idiots.